Tag: gainesville florida long distance moving

Buying a House when Moving to Florida

Moving to Florida

Buying a home and moving from your old place can be exciting, but it’s also very stressful. You will suddenly be responsible for a very large mortgage payment every month. At the same time, though, you will have a place of your own. If you are planning on a move to Florida, then there are several things you need to do before you sign any paperwork.

Get Your Finances in Order

You need to have your finances all sorted out well before you start looking for a new house. If you have been previously renting, then the cost could be dramatically different. Additionally, if you are moving from out of state, you have to factor in a change for the cost of living. Take the time to consider every expense that will be involved in your new home purchase to determine how much you can afford to spend. Keep in mind that there is much more to it than just the mortgage payment itself. The new expenses include:

  • The mortgage (there are calculators online that will help you determine the payment you can afford).
  • Homeowners’ insurance
  • Home upkeep and maintenance
  • PMI (private mortgage insurance may be required depending on the lender and the loan).
  • Utilities (they will be more expensive than in an apartment)
  • Homeowners’ association fees

Remember that when you close on the loan, you will be committed to paying for that house. Before you even begin packing boxes and preparing for a move, you need to be absolutely sure you are financially prepared to buy a house.

Finding the Right Neighborhood

Whether you have children or not, you will want to choose the right neighborhood to move into. By narrowing down your options, you will find it easier to shop for the different houses for sale. You can do so much research online, but if you have a particular area in mind, then you can write to the chamber of commerce and ask for welcome packets. Keep in mind that even if you need to do business in the city, you could choose to live in smaller outlying areas. For example, if you wish to move to Gainesville, you could live in the metro area or choose from many of the small towns nearby depending on the convenience and way of life you prefer.

Find a Realtor

If you are moving to Florida from out of state, then you won’t be able to spend time touring houses and hunting down options you like. You need someone working for you who is familiar with the area. A realtor will be able to find properties that fit your parameters so that you don’t have to sift through the hundreds that are available.

Moving to Florida can be a fun; exciting experience and you will definitely want to find the right property to call your new home. Make sure you spend some time determining what type of house you could afford to buy and then research your different options to choose a property you will love.

Long Distance Moving Tips to Save You Money

Long distance moving, also known as cross country relocation can often be an expensive, time consuming ordeal that is very frustrating for many individuals and families alike. Knowing when and how to properly execute a move across long distances can save you money and time. There are some cost saving tips that will save you money and time when relocating over long distances.

 

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  • Picking the Right Time for Moving

    • In Gainesville, Florida and the United States there is a peak season for moving. This is always between the summer months of May and September. Moving companies will charge a premium for moving between these times, and if at all possible it is best to avoid this time of the year. Not only will this save you money, but it also lessens the possibility of something happening that may delay your move. The reason for this peak season is because school is out during those months, college students and family alike use this break in school to relocate both locally and long distance.

  • Get More than a Few Moving Quotes

    • It is recommended by the State of Florida to get at least three moving quotes, preferably in writing from licensed and insured moving companies. Most companies offer over the phone, or internet quotes as well. In home estimates are the preferred method, so the movers can ask any additional questions they may come up with after surveying your home, and the layout. When moving long distance it is best to know for up front what you’re going to be dealing with and how best to prepare. Get a minimum of three competitive quotes, and make sure to ask as many questions as possible.

  • a Moving Sale to Get Rid of Unwanted Items

    • Having a moving sale will help you raise money for your upcomming move by getting rid of unwanted items. Often when going through a full home of items, you will be surprised at the things that you no longer use, need, or want. Waiting until the last minute to get rid of these items can be a time waster, and cost you money if you have to have the moving company discard them for you. Items that do not sell during the moving sale can often be donated to one of many different charities. Often times, the charity will pick the items up for free. Call around and see what charities may offer this service, and have your sale at least three weeks prior to your scheduled move day.

  • Purchase High Quality Boxes and Supplies Well in Advance.

    • When moving long distance, it is not a good idea to use second hand boxes. It is recommended to only use high quality corrugated cardboard boxes designed for moving. Moving cross country will put a strain on the construction of the boxes, and spending the extra money in the beginning will save you from disappointment and replacement costs. Remember that if you hire the company to box your items, they will be liable, if you box them, you will be liable. The packing materials that you use will also play a huge factor in the level of protection that your items will receive while in the moving truck.

  • Talk to Your Friends and Read Online Moving Reviews

    • Talking to friends who have moved before is a great way to gauge a company and their expertise, as well as professionalism. If you don’t know anyone to talk to there are a lot of great review sites out there. Google places has reviews on each business with a listing, and they are user generated and moderated by Google. Another great resource for checking into companies is through www.movingscam.com. This site has a forum where users can post bad experiences. If a company is on there a lot then it is suggested to stay away from them. Just one of two postings, could mean someone had a bad experience.

  • Verify License and Insurance

    • Always ask the moving company for their licensing and insurance information and verify that they are in good standing. This will provide you with some protection should anything go wrong on moving day.

  • Have Your Employer To Cover Corporate Relocation

    • If You’re moving long distance because of a new job, ask your employer to cover the costs associated, or at least cover some. Most employers will help out with moving costs, and you can always deduct the cost of moving from your taxes.

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